There are legal aid programs, low cost and free bankruptcy attorneys that are dedicated to help people who cannot afford to hire legal counsel to go through the bankruptcy process.


Helping individuals and families who are overwhelmed by debt caused by the loss of a job and income, credit card bills, medical bills, divorce and many other issues that cause people to fall behind on their financial obligations.

These free bankruptcy attorneys, paralegals and law firms, programs and organizations that are dedicated to help people who cannot afford to hire legal counsel to go through the bankruptcy process. These legal professional dedicate their time and expertise to help you save your home, cars and other property and possessions that are important for you and your family.

When you file for bankruptcy protection, your creditors can no longer sue you, start or continue with a foreclosure against your home, garnish your wages, repossess your car or other important possessions because all previous legal actions against you are put on hold.

Bankruptcy attorneys will assist you in gathering the documents and information needed to file your personal bankruptcy and analyze your debt situation and explain to you how the bankruptcy law works.

Documents needed:

  • Income, (copies of pay stubs)
  • proof of expenses
  • proof of assets
  • proof of debts
  • Past year’s tax returns


PERSONAL - Chapter 7 & Chapter 13

Helps you avoid foreclosure and repossession of your vehicle, eliminate credit card debt, stop evictions, stop payday loan collections or other garnishments, prevent harassing phone calls, remove past judgments.

BUSINESS - Chapter 11

Helps you negotiate plans of reorganization, judgment enforcement and collections, loan restructuring, workouts and recoveries, receiverships, asset sales and liquidations, Chapter 11 proceedings representation, prosecution and defense (bankruptcy-related causes of action).

Once the bankruptcy process is done, you can:

  • Manage your personal and professional life
  • Work to rebuild your credit
  • Give your family the quality of life they deserve
  • Start over, get a fresh start

American Bar Association

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